E-commerce & Fintech
Sri Lanka’s e-commerce and fintech opportunity covers online retail, digital payments, lending platforms, insurtech, regtech, cross-border payments, and digital-marketplace infrastructure. These sectors benefit from the country’s growing ICT talent base and digital-services export orientation. Sri Lanka’s ICT exports reached US$1,644 million in 2025, and the BOI estimates 8–10% annual export growth in the technology sector.